Privacy Policy

VSP® Simple Values is committed to providing its cardholders with high-quality healthcare options while protecting cardholder privacy and developing technology that gives cardholders the most powerful and safe online experience. This Statement of Privacy applies to the VSP Simple Values website and governs data collection and usage. By using the VSP Simple Values website, you consent to the data practices described in this statement.

Collection of your Personal Information

As the program administrator for VSP Simple Values, a VSP program, Competitive Health collects personally identifiable information as part of your program registration, such as your email address, name, home or work address, and/or telephone number. Competitive Health also collects anonymous demographic information, which is not unique to you, such as your zip code.

There is also information about your computer hardware and software that is automatically collected by Competitive Health. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used by Competitive Health for the operation of the service, in order to maintain quality of the service and provide general statistics regarding use of the VSP Simple Values site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through VSP Simple Values public message boards, this information may be collected and used by others. Note: Competitive Health does not read any of your private online communications.

VSP and Competitive Health encourage you to review the privacy statements of websites you choose to link to from VSP Simple Values so that you can understand how those websites collect, use and share your information. Competitive Health is not responsible for the privacy statements or other content on websites outside of the VSP Simple Values site and any other Competitive Health family of websites.

Use of your Personal Information

As the program administrator for VSP Simple Values, a VSP program, Competitive Health collects and uses your personal information to operate the VSP Simple Values site and deliver the services you have requested. Competitive Health also uses your personally identifiable information to inform you of other products or services available from on the VSP Simple Values site, Competitive Health and its affiliates. Competitive Health may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

VSP Simple Values, VSP and Competitive Health do not sell, rent, or lease customer lists to third parties. Competitive Health may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information—email, name, address, and telephone number—is not transferred to the third party. In addition, Competitive Health may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Competitive Health, and they are required to maintain the confidentiality of your information.

Competitive Health does not use or disclose sensitive personal information, such as race, religion, or political affiliations without your explicit consent.

Competitive Health keeps track of the websites and pages that are visited within the VSP Simple Values site, in order to determine what services are the most popular. This data is used to deliver customized content and advertising within the VSP Simple Values site to customers whose behavior indicates that they are interested in a particular subject area.

The VSP Simple Values site, administered by Competitive Health, will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on VSP, Competitive Health or the site; (b) protect and defend the rights or property of VSP and/or Competitive Health; or (c) act under exigent circumstances to protect the personal safety of users of VSP Simple Values , or the public.

Use of Cookies

The VSP Simple Values site, administered by Competitive Health, uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize VSP Simple Values pages or register with the VSP Simple Values site for services, a cookie helps VSP Simple Values to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same VSP Simple Values site, the information you previously provided can be retrieved, so you can easily use VSP Simple Values site features that you customized.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the VSP Simple Values services or websites you visit.

Security of your Personal Information

As the program administrator for VSP Simple Values, a VSP program, Competitive Health secures your personal information from unauthorized access, use, or disclosure. Competitive Health secures the personally identifiable information you provide on computer servers in a controlled and secure environment, protected from unauthorized access, use, or disclosure. When personal information such as a credit card number is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

VSP and Competitive Health will occasionally update this Statement of Privacy to reflect company and customer feedback. VSP and Competitive Health encourage you to periodically review this Statement to be informed of how your information is being protected.

Contact Information

VSP and Competitive Health welcome your comments regarding this Statement of Privacy. If you believe that the VSP Simple Values site, VSP and/or Competitive Health have not adhered to this Statement, please contact Competitive Health at [email protected]. We will use commercially reasonable efforts to promptly determine and remedy the problem.

LOUISIANA RESIDENTS
La. R.S. 22:1260(7)(D)(1)(k) - Procedures for filing complaints under the discount medical program organization's complaint system and information that, if the member remains dissatisfied after completing the organization's complaint system, the program member may contact his state insurance department.
This plan is a discount plan NOT a health insurance policy.
This plan provides discounts at certain health care providers for medical services.
This plan does not make payments directly to the providers of medical services.
The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization.
The DMPO does make available an up-to-date list of all program providers which includes their name, city & state, and medical specialty prior to purchase, upon request.
That the range of discounts for medical services provided under the plan will vary depending on the type of provider and the medical services received.The corporate name and the location of the licensed discount medical plan organization is: Access One Consumer Health, Inc. 84 Villa Road, Greenville, SC 29615; 1-800-896-1962; www.accessonedmpo.com
MARYLAND RESIDENTS
Discounts for hospital services, if any, are not applicable in Maryland.
MASSACHUSETTS RESIDENTS
The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received.
TEXAS RESIDENTS
Note to Texas Consumers: Regulated by the Texas Department of Insurance, P.O. Box 12157 Austin Texas 78711: telephone 1-800-252-3439 or (512) 463-6515; website: www.tdi.state.texas.com
UTAH RESIDENTS
These programs are not covered by the Utah Health Insurance Guarantee Act.
WASHINGTON RESIDENTS
VSP Simple Values does not include any Discount Medical Plan Organization services in the State of Washington.
WEST VIRGINIA RESIDENTS
If after receiving our response and you are not satisfied with the resolution you may write or call: West Virginia Insurance Commissioner.
This plan is not available in the following states MT and VT.
This is not a Medicare Part D Prescription Drug Program.

THESE DISCOUNT OFFERINGS ARE NOT INSURANCE, and are not intended to replace insurance. These discount offerings, powered by Competitive Health, Inc., are made by third parties, and are not made by VSP. These offerings are not a Qualified Health Plan under the Affordable Care Act. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN. The third-party discount offers may provide discounts on certain services or products. The range of discounts and the range of services and products to which they may apply may vary. VSP shall have no liability whatsoever for the services or products or the discounts that may be offered by third parties. These third-party offers are void where prohibited. The discount medical plan organization is AccessOne Consumer Health, Inc., 84 Villa Rd., Greenville, SC 29615, www.accessonedmpo.com

Privacy Policy
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